Spray foam insulation is a material used to seal and insulate homes. However, if improperly installed or aged, it can trap moisture against the structure of your home. This can lead to timber decay, mould growth, fire risks, and even mortgage issues, as many lenders now refuse properties with spray foam insulation.

Our removal methods are designed to be safe and non-destructive. Our experienced technicians carefully extract the foam without harming the underlying timber or roofing materials, preserving the integrity of your home.

Mortgage lenders have grown increasingly cautious about properties with spray foam insulation, particularly in loft spaces and roofs. This is mainly due to the hidden risks associated with the material:

• Moisture Entrapment: Spray foam can trap moisture against the roof timbers, leading to rot and structural weakening. Surveyors often cannot properly assess the condition of the roof without invasive inspections, making lenders reluctant to approve finance.

• Structural Concerns: Over time, undetected timber decay caused by trapped moisture can result in costly repairs, creating uncertainty around the long-term stability of the property.

• Health Risks: Foam insulation can also encourage mould growth if moisture becomes trapped, potentially affecting indoor air quality — another concern for responsible lenders.

• Difficulty in Assessment: With spray foam covering the underlying materials, surveyors struggle to complete a thorough evaluation of the roof’s true condition, making it a higher risk investment for banks.

Due to these factors, many banks will refuse to lend or release equity on a property until the spray foam insulation is professionally removed and the structural condition of the roof has been verified.